home sweet home
like most first-time home buyers, i've been poisoned by my family members to buy a home. when only i thought buying a home is as simple as buying a camera, i was damn wrong. it is NOT a simple process. it keeps me awake at night, makes me go cuckoo at the office and everytime i drive to and back from work, all i can think of is the things i have to do to buy a home. i still have reservations as to why i need to buy a home. do i really have to buy a home? should i? is investment or some sort of savings a reason why people buy a property? yes, i do agree at some point that the property you buy (invest) will appreciate, at an average of 6%. yadayadayada..the value of the property after you've invested sum of money after 30 years will be millions. but the question is now, how do you buy a property? 1. scout for the area of choice 2. visit the show unit (if any) 3. pay deposit 4. apply loan 5. loan approved, pay downpayment, sign S&P 6. project commences, start paying interest 7